Financing
What if I were to tell you that we will beat any advertised rate and point combination that Bank of America
or Wells Fargo offers, when we handle your home purchase and financing together?
The following is a typical example of what we are talking about:
|
30 Year Fixed |
5/1 ARM |
Points |
| Bank of America |
3.875% |
2.750% |
1.125 pts. |
| Wells Fargo |
3.875% |
2.750% |
1.000 pt. |
|
| Our Rates |
3.625% |
2.750% |
0.000 pt. |
Rates as of 5/8/2012
*"Free financing" is defined as NO charge for the loan when we negotiate selling you a home and acting
as your exclusive Real Estate agent. "Charge" is defined as a point or points associated with the loan, loan fee,
loan origination fee, or loan discount fee. However, a loan discount may be charged if a lower rate is desired
other than what is advertised. All rates are based on a 30 year fixed rate, owner occupied, and Fannie Mae lending guidelines.
Rates are based on a conforming loan amount of $417,000 or less. Points as stated is 1% of the loan amount. As example, 1.00
point on a $417,000 loan is equal to $4,170 in a loan cost.